Turlock highlight
Strong community identity
Turlock was founded in 1871 and is home to Swedish, Portuguese, Japanese, and Assyrian communities, which together shaped it into a tight-knit valley city known as the Heart of the Central Valley.

Turlock was founded in 1871 by John Mitchell and incorporated as a city in 1908. From the beginning, it attracted settlers seeking to build lives around farming and community. Swedish and Portuguese immigrants arrived early, drawn by the opportunity to own land and grow crops with reliable water from the Turlock Irrigation District. Subsequent waves of Japanese, Assyrian, Hispanic and other families added their own traditions and strengths, creating a multicultural place where different heritage communities remain active and visible.
Today Turlock hosts festivals celebrating its Assyrian, Portuguese and Swedish heritage, including the Assyrian Festival featuring traditional food, music, dance and art. The city has earned the nickname Heart of the Central Valley for its geographic position and cultural significance as a place where families choose to stay and build their lives. The median home price in Turlock is just over $300,000, well below the statewide median, making it accessible to young families, agricultural workers, and retirees seeking affordability and connection.
Families who have put down roots in Turlock—whether in the first generation or the fifth—are building something that will outlast them. The home, the business, the relationships with neighbors and schools: all of it is vulnerable to disruption by the one event a family cannot control. A life insurance policy lets a family choose what happens next, so that Turlock remains home even after the person holding the income is gone.